Build your Healthy Wallet Plan
Create a money system that works in the background—so you can focus on what matters most
A Healthy Wallet Plan helps you:
Manage your cash with ease.
Grow wealth through smart investing
Get the right lending & risk strategies
Align money with your life vision
If money feels harder then it should, you're not alone.
Here are the four biggest challenges many people face - and how your Healthy Wallet Plan will help.
Cashflow Chaos
Does it feel like money comes in and goes out, but you’re never sure where it’s gone?
We’ll create a simple cashflow system that runs in the background, covering bills, funding goals, and leaving space for fun with your kids.
Investing Confusion
Want to invest but feel overwhelmed by all the jargon and options?
We’ll help you build a simple, smart strategy you understand—so your money grows with confidence.
Risk and "What if's" worries
Do you worry about what would happen if life threw you a curveball?
We’ll make sure your lending and protection strategies keep your family safe and secure.
Money Mindset Struggles
Does stress and worry about money stop you from enjoying life now?
I’ll help you shift from fear to confidence, so you can create abundance without the overwhelm.
Testimonials
Melissa
It's only 4 weeks into the program and I'm feeling a lot of shifts happening! We've worked out a complete new system that is actually WORKING!
Megan
Terri worked with me through my mindset around money and spending and really changed my relationship with money.
Claire
Taking charge of my finances with support and accountability. Love it.
Thanks so much Terri. Game changing!!!
MeET Terri watson, financial adviser
Inspiring financial success through personalised plans
I started Healthy Wallet in 2019 because I wanted to create a space where mums could feel seen, heard, and supported with simple steps to get back in control of their finances.
Life is busy, throw in kids, work, and sleepless nights, and it’s easy for those important “life admin” tasks to slide down the to-do list while lifestyle creep slowly takes over.
Ever since I started I have been able to do some cool stuff like:
Shared my story openly, turning my own financial rock bottom into a pathway for others to rise.
Collaborated with amazing women in business who share the same vision of empowering families.
Watched clients go from feeling stressed about bills to celebrating savings, paying off debt, and even starting to invest.
Collaborate with FoxPlan, a Financial Planning firm based in Wellington NZ. I love that I am proud to say that I am FoxPlan Financial Adviser.
FAQs
Common Questions Answered to Guide Your Financial Journey
What makes The Healthy Wallet Project unique
In 2016 Terri experienced her financial rock bottom moment. She could of let it rule her life but she decided she wanted better for her family. This plan not only shares the knowledge and insight from the financial planning industry but Terri also knows the fears you are facing having been through them herself.
Is financial advising suitable for someone with a small amount of savings?
Absolutely! Our services are designed to assist individuals at all stages of their financial journey.
How do I get started with The Healthy Wallet Project
Schedule a discovery call through our website to discuss your financial goals and challenges with Terri.
Are there any long-term commitments or contracts involved?
The Healthy Wallet Plan is an upfront fee and if you would like to continue to be supported there is a $50pm fee.
What should I prepare for my first consultation
No need to prepare, just come as you are. We will chat about your goals and see if we are a good fit with each other.
How does fee structure work for your services?
Our fee structures are transparent and flexible, designed to accommodate different budgets and financial situations. We typically offer a flat fee for the Healthy Wallet Plan. Terri can share more details with you in your initial meeting.
